Will I end up with more money by not hiring an attorney and negotiating the claim myself and avoiding attorney fees?

Most often, this is not the case, even with a smaller case.  I offer consultations free of charge and am willing to provide you with information whether you choose to retain me or not.  There are statutes in Oregon that allow for attorney fees to be paid by the insurance companies if they refuse to settle small claims fairly, and it is in your benefit to have an attorney represent you, even in smaller claims.  Different adjusters with more authority are assigned to cases in which attorneys are representing the injured party.  Different adjusters are then assigned to cases in which lawsuits have been filed. Oftentimes when people come to me after having tried to negotiate their claim on their own and been dissatisfied with the offer from the insurance company, they have undervalued their claim.